Limitted PayPal.

[Rainer 0]

Tere!

 

Jutt lühike, aga õpetlik

 

Sain siis juba teist korda oma PayPal konto limitted. Konto on mul kinnitatud. Esimest korda kui limitted sain, siis saatsid enda dokumentidest pildid neile - id kaart, juhiluba, kirjast/arvest kus on ära näidatud aadress. Tulemuseks oli konto taastamine. Teine kord oli täna öösel, kui nad piirasid mu konto jälle. Saatsin siis põhimõtteliselt samad pildid (lisasin veel pangakonto väljavõtte jms) ja 4 tundi pärast piltide üleslaadimist tuli mulle kõne. Vaatasin, et wtf mis number. Võtsin vastu ja voilaa, mingi tüüp paypalist. Ja jutt oli lihtne. Põhjuseks miks konto juba teist korda piirati, hoolimata sellest, et olin enda identiteedi juba tõestanud oli see, et krediitkaardina kasutasin VISA VIRTUAALKAARTI. Kes ei tea, siis see on 40 päevane krediitkaart, mida saab tellida läbi interneti SEB pangast.

Ärge kasutage PayPal tehinguid tehes visa virtuaalkaarti. See tähendab seda, et kui tahate oma paypal konto kinnitada ja seal kõikvõimalikke tehinguid teha ilma, et konto vahepeal piiratakse, siis on teil vaja tavalist krediitkaarti.

- Loodan, et on mingit abi

[daYum 10]

Olen kuulnud teisigi kellel on virtuaalkaardiga jamasid olnud paypalis. Ent on väga palju ka neid kellel neid jamasid ei ole. Tuleb tegutseda väga tagasihoidlikult paypalis ja suuri tehinguid ei tasu eriti teha.

Püüdke väga vähe hoida suuri raha summasid paypal kontol. Parem hoidke oma Eesti pangakontol!

[Kristjan 0]

Kas siis VISA virtuaalse krediitkaardiga enam limiidist lahti ei saagi?

[Rainer 0]

Kas siis VISA virtuaalse krediitkaardiga enam limiidist lahti ei saagi?

 

Saab ikka, sa pead saatma neile pildid, kus tõestad ära, et see oled ikka sina, kes antud konto kallal PayPalis tegutseb. Pilt id kaardist ja mingist arvest, kus on näidatud sinu aadress. Samuti ka internetipangast krediitkaardi väljavõttest ja andmetest. Mul läks lihtsalt juba teist korda lukku, kuna kannan küllaltki suuri summasid PayPalist krediitkaardile. Seekord nad helistasid mulle ja ütlesid, et teeme su konto lahti tagasi ja saad raha kätte, aga palun kasuta tulevikus tavalist krediitkaarti. Nemad ei soovita seda virtuaalkrediitkaarti. Seda me ei oska öelda mis saaks, kui eiraks nende soovitust kasutada tavalist kredakaarti, ja kasutaks ikka virtuaalkaarti edasi.

[daYum 10]

Soovitan kõigil seda foorumit külastada ja lugeda inimeste kogemusi Paypaliga, kui mingeid suuremaid tehinguid teete paypalis.

 

http://www.paypalsucks.com/newforums/

 

Tsiteerin sealt ühe teksti näiteks..

[spoiler=...]

Today without warning Paypal "closed" my account with $5,772.91 dollars in it. They say on the website and in several calls I made to them that they will not release the money due to a routine credit scan they made and didn't like what they read in my equifax credit report.

 

What closed means by their definition is I can't take the money out and I earn no interest on the money for 6 months. Almost 2 months have gone by since this happened and this is still the situation. They say when I signed up for Paypal I signed a standard agreement that says they can freeze the money in my account any time they want to. I strongly suspect they are earning interest on the money and, in effect, this is a scam on their part to make millions of dollars. I have 100% positive feedback as a seller on eBay (which owns paypal) and I've sold over 100 items. I have a feedback score of 86 with many of these being repeat business that doesn't cause the feedback number to increase. The money was frozen from an auction in which all the winning bidders gave me positive feedback except for one non-paying bidder in Italy who never sent the money despite repeated emails so, of course, I never sent him the item. (The amount of the non-paying bidder is $500.00 --- but since he never sent any money by Paypal or any other means I fail to see how this could play a roll in the "closed" account).

 

Periodic non-paying bidders are, unfortunately, a fact of life on eBay --- fortunately a rare one in my experience. The other eight winning auctions of the "freeze" auction all gave me not just positive but glowing feedbacks saying they both received the items I sent them and were extremely happy with them. Without the money from PayPal there is a very good chance I will lose my family home as well as my mother's home we are attempting to bring up to code. I, my wife, and two sons have lived in our family home for around 18 years. My mother, before she was institutionalized lived in her house (with my father, me and my sister in the earlier days) for around 50 years. We were planning on renting out my mother's house to help pay for the expenses of her staying at Alzheimer Gated communities which charge $3,500.00 a month and more.

 

Ironically, before this happened, I was a big fan of Paypal..