Auto insurers are constantly trying to gain market share. A key lever they use is lower premiums. This is one of the reasons you should periodically shop for a new policy. Even if you're satisfied with your current auto insurer, you might find a policy that offers more attractive terms. You might be able to get equal coverage for less money through a competitive auto insurance company. You also might discover that you can get greater insurance coverage for the same payments you are already making.
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